In addition, small the mortgage, the larger the fee framework 100 assured approval on payday advances direct loan providers of their management expenses, which will be additionally recoverable through the rate of interest. One of the arguments and only this kind of conservative approach, the next reasons: – a situation that the key group of microfinance borrowers represented social groups with lower levels of income and deprived associated with name of ownership, so that the MFI issued, as being a guideline, unsecured or under illiquid protection.